Articles & Guides

Clear, practical guidance for homeowners and buyers in Modesto, Ripon, Oakdale, Turlock, and across the California Central Valley.

Proposition 13 Explained

Updated Aug 2025 · Property Taxes

What Prop 13 does, how reassessment works at sale, and what it means for long-time owners and new buyers in the Central Valley.

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Mello-Roos in California

Updated 2025 · Local Financing

How Mello-Roos districts fund roads, schools, and public safety in newer communities—and what buyers should ask before purchasing.

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Protecting Property Rights

History & Advocacy

A look at local efforts to safeguard property rights, support responsible growth, and keep homeownership attainable in our region.

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